6 October 2026

Dear Valued Customers,

We hereby give notice that the product documentation governing all Structured Products have been revised.  The revisions are made for better clarification, understanding, and greater transparency as well as to comply with Bank Negara Malaysia’s Guidelines on Product Transparency and Disclosure. 

The affected product documentation are the Structured Product Master Agreement, Product Highlights Sheet, Product Agreement, and Term Sheet for the Product below:

Non-Principal Protected Structured Products (“NPP SP”)

a)     Credit Linked Structured Product (“CLSP”)

b)     Enhanced Govvies Linked Structured Product (“EGLSP”)

c)     Non-Principal Protected Bullish-Bearish Digital Commodity Structured Product (“NPP Digital Commodity”)

The revised terms shall take effect on and be binding on you from 1 November 2026 (the “Effective Date”). For avoidance of doubt, the revised terms shall not affect any Structured Product issued prior to the Effective Date of this notice. Please note that no action is required on your part for these revisions to take effect. Save for the amendment outlined in the Appendix herein, all existing terms and conditions of the product documentation shall remain unchanged and are in full effect.

You are advised to read and understand the changes and revisions made to the product documentation before you execute any new Structured Product trade from the Effective Date onwards. The full set of the revised product documentation can be obtained from your Private Banker.  

We wish to highlight to you that the new terms shall apply from the Effective Date for the new Structured Product issued to you.

For ease of reference, we set out the revised clauses in the Appendix attached herein - NPP SP, CLSP, EGLSP, NPP Digital Commodity. Unless otherwise defined, all capitalised terms herein shall bear the same meanings as ascribed to them in the Structured Product Master Agreement, Product Highlights Sheet, Product Agreement or Term Sheet of the Investment, as the case may be.

Should you have any questions, kindly contact your Private Banker at (Kuala Lumpur) 03-2261 8888, (Penang) 04-2206 066, (Johor Bahru) 07-3408 888, (Kuching) 082-350 088 or (Kota Kinabalu) 088-529 088.

We thank you for your continuous support.

Yours faithfully

for CIMB BANK BERHAD

This is a computer-generated letter and does not require a signature.